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The standards for constructing in a floodplain can be reviewed in the following:
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The requirements for existing structures within the floodplain can be viewed in the following:
If a map has an error or needs to be modified, contact a FEMA representative.
Some buildings, for the first time, may be included in the high-risk area, known as the Special Flood Hazard Area (SFHA).
However, some buildings may be removed from the mapped SFHA.
Flood insurance rates are determined by the current effective FIRMs. If, according to the new maps, your property is located in an SFHA and is mortgaged through a federally regulated and insured lender, you are required to purchase flood insurance. The new maps became effective on May 9, 2023. However, flooding can happen wherever it rains, which means purchasing flood insurance is a good idea even for property owners in low-risk areas.