Income Requirements / Eligibility

This loan program is for low- to moderate-income owner occupants of single-family structures. In order to qualify for the program, the applicant must meet the following federal income guidelines.

Family Size
Gross Maximum Income
1 $38,200
2 $43,650
3 $49,100
4 $54,550
5 $58,950
6 $63,300
7 $67,650
8 $72,050

Determining Qualification

To determine if you qualify for a loan, take a short test (PDF) and refer to the target area map (PDF). If you passed the test and live in the target area, you may be eligible for a Home Improvement Loan.


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