Home Improvement Loan Program

The HOME Improvement Loan Program is a zero interest, deferred payment loan designed to assist low- to moderate-income homeowners with upgrades to their homes without negatively impacting personal budgets. This program is administered by NeighborWorks Green Bay, 437 S. Jackson Street, Green Bay, WI 54301. For more information, call (920) 448-3075 or email info@nwgreenbay.org.

This loan program is for low to moderate income owner occupants of single-family, two-family and three-family structures. 

Income Requirements:

Applicant must meet the following federal income guidelines.

Family SizeGross Maximum Income
1$45,200
2$51,650
3$58,100
4$64,550
5$69,750
6$74,900
7$80,050
8$85,250
  • Owner-occupant must have owned the home for at least 5 years or have equivalent equity.
  • Loan amount is based on the homeowners available equity (up to 100%).
  • All code violations must be corrected.
  • Must be current on property taxes.
  • Flood insurance is required if located in 100 year floodplain
  1. upgrades
  2. Terms
  3. Contractors

Exterior improvements are given the highest priority and may include the following:

  • Doors
  • Gutters
  • Insulation
  • Roofs
  • Siding
  • Trim
  • Windows

Interior upgrades are eligible if exterior is up to code.  These upgrades may include, but are not limited to: 

  • Electrical service
  • Plumbing
  • Furnaces
  • Kitchens
  • Bathrooms

Garages are eligible if entire home is up to code. 

Latest Funded Project

A grey two-story house.